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世界的金融系统仍在运行于过时的轨迹上，随着时间推移，我认为整个金融基础设施都会迁移到链上。大家好，我是Stanley Kolosov，Aave的创始人兼CEO。大家好，我是Zen，Base的市场总监。欢迎你，Stanley。谢谢邀请。先聊聊，什么是Aave？Aave是一个借贷协议，用户可以将稳定币投入协议以赚取
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利息。这些稳定币随后作为抵押被借出。所有这些活动都发生在区块链上，特别是在Base上，只用了几百行代码。这也是Aave理念的诞生地。Aave首个版本于2020年推出，净存款已突破四万亿，
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多年累计借贷额超过一万亿。哇，增长真惊人。你们在Base上推出了什么？
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我们将在Base上线股票抵押贷款。也就是说，你可以用代币化股票作为抵押借出USDC。现在你能解锁股票持有的流动性，
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既能持有这些代币化股票，也能使用它们访问流动资金。
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明白了，如果我持有代币化股票，我可以把它们放到Aave上抵押借款，然后用借来的钱做别的用途。
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完全正确。能使用代币化股票作为抵押借款，
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我认为这是最大的机会。
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所有操作都直接上链，降低了成本结构，这些好处最终都会反馈给用户。这正是区块链要解决的问题。
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提供更多可编程性，降低成本，透明，所有这些都在链上可见，不是季度报告，而是每个区块都透明。明白了。那么易用性和速度，选择链时哪些因素重要？
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社区非常重要，而Base拥有非常强大的DeFi社区和大量资产。
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这也帮助快速启动许多金融产品。
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选择链时这是非常重要的标准。
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世界上很多人无法接触美元或公开市场，缺乏财富创造的工具。
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如果我们建设所有这些基础设施并上链，实际上能为全球人民创造更多金融机会。
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这就是我们的愿景，和Base合作，在Base上实现，为股票抵押借贷创造全球市场。
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这是把所有股票放上链并最大化其生产力的路径。
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为什么选择在Base和Coinbase的代币化股票上推出？
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Coinbase代币化股票的结构让用户能够与底层资产保持最直接的关系。
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这对Aave非常重要。我们相信拥有并控制资产的能力。
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这非常符合我们的路线图和愿景。见证进展让我感到兴奋，无论是通过Aave、Coinbase、Base还是生态中的其他建设者推动行业前进。
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这才是让我最兴奋的地方。
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我们相信资金充裕的论点。
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我们的目标是为人们提供工具，真正实现财富保值和财务自由。
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这就是我们相信的未来。
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真令人鼓舞。
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Stanley，感谢这次聊天。
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非常感谢。
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The world's financial system is running on outdated trails and over time
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I think the whole financial infrastructure will move on chain
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Hi, I'm Stanley Kolosov and I'm the founder and CEO of Aave. Hi, I'm Zen,
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director of marketing at base. Welcome, Stanley
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Thanks for having me here. To kick off. What's Aave? Aave is a
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lending protocol. Users can supply stable points into the protocol to earn
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interest. These stable points are then
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loaned out against a collateral. All this activity is happening on the
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blockchain, specifically also on base with
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a few hundred lines of code. And that's effectively where the idea of Aave was
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born. The first version of Aave
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was launched in 2020 and it has already crossed four trillion in net deposits
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and over one trillion in
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borrowing volume over the years. Wow, that's incredible growth. What are you
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launching on base?
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So we're launching on base stock backed loans. This means that you're able to
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use
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tokenized stocks as a collateral and borrow USDC against that. And now you can
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actually
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unlock liquidity against your stock holdings. And it means that you will be
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able to hold a lot of these tokenized stocks,
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companies that are building the future while being able to access your
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liquidity.
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I see. So if I hold tokenized stocks, I can put them onto Aave and get a loan
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against them and use that loan for something else.
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Exactly. Being able to access tokenized stocks, being able to use them as a
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collateral and get a loan against that.
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I think that's the biggest opportunity here.
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By doing everything directly on chain that reduces the cost structure and those
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benefits can be
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transformed all the way to the users. And this is basically what blockchain is
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here to solve.
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Creating more programmability, reducing costs and transparent, all this is
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visible on chain and not in quarterly reports,
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but every single block. I see. So usability, speed, what are the factors are
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important when choosing a chain?
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Community is very important and base has a very strong DeFi community and a lot
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of assets as well.
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And this helps to actually both strap a lot of launching financial products.
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Very important criteria when you are choosing a chain.
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A lot of people around the world, they don't have access to dollar or public
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markets, lack of access to well creation tools in the future.
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If we build all this infrastructure and bring it on chain, what it actually
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means is that we can create even more financial opportunity for people around
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the world.
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That is the vision that we want to follow and partnering with base and doing it
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on base is the right approach to create global markets for stock back landing.
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It's a pathway to get all the stocks on chain and making them as productive as
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possible.
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And why did you choose to launch on base and with Coinbase tokenized stocks
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specifically?
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The structure of Coinbase tokenized stocks allows the users to actually have
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the most direct relationship with the underlying.
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And this is really important for our way. We believe in ability to own and
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control your assets.
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So it really fits our roadmap and vision really well. Seeing progress is what
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makes me quite excited whether that progress happens through our way through
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Coinbase or base or any builders in the ecosystem that moves the space forward.
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And that is what excites me the most.
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We believe in the thesis of funding abundance.
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So our goal is to bring tools to people to actually preserve wealth, an actual
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financial freedom.
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That's the sort of future we believe in.
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Well, that's really inspiring.
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Stanny, thanks for the chat.
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Thank you so much.
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