Pickful

探索最新

話題廣場

web3头条

· 1週

Anthropic CEO：AI 实验室收入三年从 20 亿美元增至 1000 亿美元无先例

Anthropic CEO Dario Amodei 给出了一个足以震动整个科技圈的判断：AI 实验室收入可能在 3 年内从 20.0 亿美元增至 1000.0 亿美元，如此规模的增长“从未有过先例”。

Web3 今日热点賞金

web3头条

· 1週

CoinShares 比特币与以太坊 ETF 完成现金清算，每股派发 22.16 美元

清晨的交易屏幕上，数字资产的价格仍在跳动，但另一边，一批曾经承载比特币与以太坊敞口的交易所交易基金，已经悄然走到旅程终点。

Web3 今日热点賞金

moon

· 1週

认识一下 Paul-Adrien，@Spiko_finance 联合创始人兼 CEO。

Spiko 正在帮助企业和个人让闲置现金动起来、赚取收益。来看看他们是怎么做的。

x.com/base

中文 English

0:00 如果仔细想，获取收益仍有些像阶级制度，我们希望让收益变得普及，这确实是我们的使命。

0:06 我是Paradriano，Spyco的联合创始人兼CEO。

0:14 我是Zen，base的市场营销总监。

0:16 告诉我Spyco是什么，它解决了什么问题？

0:20 Spyco本质上是一个资金管理平台，使任何人，企业或个人都能以最有效的方式让现金发挥作用。

0:28 正确的理解方式是，我们为所有这些企业提供极其顺畅、简单的现金资金访问。

0:34 人们和企业应该拥有自己的现金。

0:37 不必把现金借给第三方，要拥有并控制自己的现金。

0:43 我们通过建立自己的资金池，并提供出色的用户体验来实现，用户可以存取现金与资金池互动。

0:53 我们开发了一个API，任何金融平台都能嵌入Yield，向客户提供收益。

1:00 你是从法国财政部开始职业生涯的。

1:04 你在那里学到了什么？

1:06 是什么激励你创立Spyco？

1:08 当时我主要负责监管金融市场，包括股票、债券和衍生品市场。

1:14 我看到了市场基础设施的低效。

1:17 很多人谈论创新、代币化等话题。

1:20 但传统参与者行动迟缓。

1:24 这促使我创办了公司。

1:25 我有一个联合创始人，Antoine。

1:27 我们决定离开公务员岗位，创办Spyco。

1:30 业务现在在指标和成长方面表现如何？

1:35 目前我们管理的资产达到27亿美元。

1:42 自启动以来交易量接近100亿美元。

1:46 这包括认购和赎回。

1:50 作为业务角度，我进入Spyco。

1:51 能否介绍产品如何运作、不同服务及幕后流程？

1:56 作为直接用户，通常会先在Spyco完成注册。

1:58 我们有一个异步在线金融科技式的注册流程。

2:04 平台非常简单易用。

2:06 它支持存取款，也就是认购和赎回不同产品。

2:11 我们围绕产品提供多种功能，如平台用户管理、会计报表、即时提现等，真正打造了一个简便易用的现金收益管理平台。

2:26 这里面为何需要加密技术？

2:28 为什么十年前不能做成？

2:30 我们需要运行在低成本且高速的基础设施上。

2:36 这就是base对我们重要的原因。

2:39 我们决定将整个基础设施构建在链上，特别是公共区块链，原因有几个。

2:44 其中之一是出于纯粹的愿景。

2:47 我们认为支付、金融市场和资本市场将走向链上。

2:52 一旦你开始在区块链上发行货币和金融工具，现金和这些工具就共存于同一全球实时、全天候运行的数据库中。

3:02 而且这不是任何人拥有的数据库，对吧？

3:06 这是一种集体利益。

3:07 我觉得另一件有趣的事是区块链提供了大量透明度。

3:11 这在我们所处的领域非常重要。

3:14 这对财务总监们非常有价值。

3:15 我说的不是加密货币领域的财务总监。

3:17 我是说普通的财务总监，他们希望有透明度，能够快速理解他们可能会投入资金的产品。

3:26 Spiker的下一步是什么？

3:28 下一步是我们的国际扩张。

3:30 我们想尽快打造一个全球化业务，从法国企业发展到泛欧洲企业，最终成为全球企业。

3:38 我也认为，越来越多的传统企业将在不久的将来配备钱包，并将账目作为资金管理流程的一部分。

3:47 感谢你的到来。

3:48 非常感谢邀请我。

0:00 If you think about it, access to Yield is still a bit like a class system,

0:03 so we want to make Yield universal, but that's really our mission.

0:06 I'm Paradriano, co-founder and CEO of Spyco.

0:14 I'm Zen, director of marketing at base.

0:16 Tell me what Spyco and what problem is it solving.

0:20 So Spyco is essentially a treasury platform that enables anyone,

0:23 businesses, individuals to put their cash to work in the most effective way

0:27 possible.

0:28 And the right way to think about it is like for all these businesses,

0:31 we provide super seamless, simple access to cash funds.

0:34 People, businesses should have their own cash.

0:37 Not necessarily lend their cash to a third party,

0:40 have their own cash, be in control of their cash.

0:43 And we do that by building our own funds and offering an exceptional UX

0:48 to interact with this funds, namely to deposit cash and withdraw cash in and

0:52 out of this funds.

0:53 So we've built an API which can be used by any financial platform to embed Y

0:58 ield,

0:58 to offer Yield to the clients.

1:00 So you started your career at the French Treasury.

1:04 What did you learn there?

1:06 What inspired you to build Spyco?

1:08 Yeah, so at the time I was essentially responsible for the regulation of

1:11 financial markets,

1:12 equity, bonds, derivatives, markets.

1:14 And I saw how inefficient the market infrastructure was.

1:17 A lot of people were talking about innovation, tokenization, etc.

1:20 But the legacy players were not moving very fast.

1:24 That motivated me to start a company.

1:25 I had one co-founder in mine, Antoine.

1:27 Yeah, we decided to quit the civil service and start Spyco.

1:30 And how does the business look today in terms of metrics and growth?

1:35 So we have at this very point in time 2.7 billion US dollars in assets and the

1:41 management.

1:42 We have done since launch close to 10 billion in volumes.

1:46 So in effectively subscriptions, redemptions.

1:50 So as a business, I come to Spyco.

1:51 Can you talk me through how the product works and the different offerings

1:54 and what happens behind the scenes?

1:56 As a direct user, you would typically onboard on Spyco.

1:58 So we have an onboarding flow, which is like a FinTech online async onboarding

2:03 flow.

2:04 And the platform is a very simple one, right?

2:06 It enables you to deposit and withdraw

2:08 technically to subscribe and to read adventures across different products.

2:11 So we have a whole set of features around them,

2:13 like the management of your different users on the platform,

2:16 the accounting statements. You can do things such as instant withdrawals,

2:21 really like a treasury cash yield platform that you can use in a very simple

2:26 way.

2:26 And what do you need crypto here for?

2:28 Why couldn't you have built this 10 years ago?

2:30 We need to operate on infrastructure that are cheap and fast.

2:36 And that's where base came in for us.

2:39 We decided to build our whole infrastructure on chain

2:42 and specifically on public blockchains for a few reasons.

2:44 One is just a pure sort of vision.

2:47 We think that payments and financial markets, capital markets

2:51 will move on chain.

2:52 Once you start issuing money and financial instruments on the blockchain,

2:54 you have both cash and this instrument is living on the same database,

2:59 which is global, which is always on 24/7.

3:02 And this is not a database which is owned by anyone, right?

3:06 It's sort of collective good.

3:07 The other thing which I think is interesting is that blockchain provides a lot

3:10 of transparency.

3:11 And this is very important in the space we operate in.

3:14 It has a lot of value for CFOs.

3:15 And I'm not talking about crypto CFOs.

3:17 I'm talking about regular CFOs, regular chargers

3:20 that just want to have transparency and understand quickly

3:23 the products that they will potentially allocate money to.

3:26 What's next for Spiker?

3:28 What's next is international expansion for us.

3:30 We want to build a global business as fast as we can,

3:33 growing from a French business to a Pan-European one and eventually a global

3:37 one.

3:38 And I do think also that an increasingly number of traditional businesses

3:41 will be equipped with wallets in the near future

3:44 and use the records as well as part of the treasury workflows.

3:47 Thanks for coming in.

3:48 Thanks a lot for having me.

加密学人

· 1週

未来十年，改变世界的三股力量

未来十年，世界最重要的三个变化，可能是AI、多极化和人口老龄化。这是加密研究机构 Delphi的预测，我们来看一下。

Linda

· 1週

据 MSX.COM 数据，多只美股相关合约 24 小时涨幅扩大，APP 上涨 13.5%、1 小时上涨 6.4%，现报 271.23 USDT；UBER 上涨 7.2%，现报 71.45 USDT；MSTR 上涨 6.3%，现报 143.58 USDT；FWDI 上涨 5.6%，现报 6.544 USDT。

海绵宝宝

· 1週

法国国民议会于 11 月 3 日通过一项 2027 年财政法案修正案，拟要求申报直接持有且未由加密资产服务提供商托管的钱包。相关钱包内加密资产在申报年度 12 月 31 日价值达到或超过 10 万欧元须申报，未申报最高罚款为 1 万欧元。该法案目前仍处于国民议会一读阶段。

Fy5890

· 1週

🌙Web3晚间行业动态｜11.04

▫️Tether Q3净利润15亿美元，储备规模达1914.51亿美元

▫️美国选举扰动盘面，BTC盘中剧烈震荡，晚间冲高至80592 USDT

▫️币安黑客案新进展：黑客利用THORChain洗白资金，年内拦截57起朝鲜相关攻击

▫️Coinbase恢复新泽西州ETH质押业务，ETH同步走强

#Web3 #链上动态

⚠️提示：仅行业资讯，不构成投资建议

Linda

· 1週

OKX 行情显示，BTC 突破 80000 USDT，现报 80028.8 USDT，24H 涨幅 3.48%。#btc

deepidea

· 1週

Manage Domains in One Sentence: What Cloudflare MCP Can Do

With Cloudflare's official MCP connected to Claude Code, domain health checks, bulk DNS and security changes, email troubleshooting, log queries and Worker deployments each take one sentence. It also has a blind spot: nameserver changes made at your registrar are invisible to Cloudflare.

海绵宝宝

· 1週

Bitcoin News 在 X 平台发文表示，东京上市的财库公司 Metaplanet 于 11 月 2 日使用手头现金偿还了 80 亿日元的 EVO FUND 零息债券，较 2027 年 4 月到期日提前近 6 个月。此举释放了原计划用于偿债的股票认购权募集资金，Metaplanet 将把这笔资金全部用于购买比特币，购买计划金额由 254 亿日元增至 334 亿日元。