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如果仔细想，获取收益仍有些像阶级制度，我们希望让收益变得普及，这确实是我们的使命。
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我是Paradriano，Spyco的联合创始人兼CEO。
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我是Zen，base的市场营销总监。
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告诉我Spyco是什么，它解决了什么问题？
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Spyco本质上是一个资金管理平台，使任何人，企业或个人都能以最有效的方式让现金发挥作用。
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正确的理解方式是，我们为所有这些企业提供极其顺畅、简单的现金资金访问。
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人们和企业应该拥有自己的现金。
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不必把现金借给第三方，要拥有并控制自己的现金。
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我们通过建立自己的资金池，并提供出色的用户体验来实现，用户可以存取现金与资金池互动。
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我们开发了一个API，任何金融平台都能嵌入Yield，向客户提供收益。
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你是从法国财政部开始职业生涯的。
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你在那里学到了什么？
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是什么激励你创立Spyco？
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当时我主要负责监管金融市场，包括股票、债券和衍生品市场。
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我看到了市场基础设施的低效。
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很多人谈论创新、代币化等话题。
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但传统参与者行动迟缓。
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这促使我创办了公司。
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我有一个联合创始人，Antoine。
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我们决定离开公务员岗位，创办Spyco。
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业务现在在指标和成长方面表现如何？
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目前我们管理的资产达到27亿美元。
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自启动以来交易量接近100亿美元。
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这包括认购和赎回。
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作为业务角度，我进入Spyco。
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能否介绍产品如何运作、不同服务及幕后流程？
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作为直接用户，通常会先在Spyco完成注册。
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我们有一个异步在线金融科技式的注册流程。
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平台非常简单易用。
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它支持存取款，也就是认购和赎回不同产品。
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我们围绕产品提供多种功能，如平台用户管理、会计报表、即时提现等，真正打造了一个简便易用的现金收益管理平台。
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这里面为何需要加密技术？
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为什么十年前不能做成？
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我们需要运行在低成本且高速的基础设施上。
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这就是base对我们重要的原因。
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我们决定将整个基础设施构建在链上，特别是公共区块链，原因有几个。
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其中之一是出于纯粹的愿景。
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我们认为支付、金融市场和资本市场将走向链上。
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一旦你开始在区块链上发行货币和金融工具，现金和这些工具就共存于同一全球实时、全天候运行的数据库中。
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而且这不是任何人拥有的数据库，对吧？
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这是一种集体利益。
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我觉得另一件有趣的事是区块链提供了大量透明度。
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这在我们所处的领域非常重要。
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这对财务总监们非常有价值。
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我说的不是加密货币领域的财务总监。
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我是说普通的财务总监，他们希望有透明度，能够快速理解他们可能会投入资金的产品。
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Spiker的下一步是什么？
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下一步是我们的国际扩张。
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我们想尽快打造一个全球化业务，从法国企业发展到泛欧洲企业，最终成为全球企业。
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我也认为，越来越多的传统企业将在不久的将来配备钱包，并将账目作为资金管理流程的一部分。
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感谢你的到来。
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非常感谢邀请我。
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If you think about it, access to Yield is still a bit like a class system,
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so we want to make Yield universal, but that's really our mission.
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I'm Paradriano, co-founder and CEO of Spyco.
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I'm Zen, director of marketing at base.
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Tell me what Spyco and what problem is it solving.
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So Spyco is essentially a treasury platform that enables anyone,
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businesses, individuals to put their cash to work in the most effective way
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possible.
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And the right way to think about it is like for all these businesses,
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we provide super seamless, simple access to cash funds.
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People, businesses should have their own cash.
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Not necessarily lend their cash to a third party,
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have their own cash, be in control of their cash.
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And we do that by building our own funds and offering an exceptional UX
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to interact with this funds, namely to deposit cash and withdraw cash in and
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out of this funds.
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So we've built an API which can be used by any financial platform to embed Y
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ield,
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to offer Yield to the clients.
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So you started your career at the French Treasury.
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What did you learn there?
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What inspired you to build Spyco?
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Yeah, so at the time I was essentially responsible for the regulation of
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financial markets,
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equity, bonds, derivatives, markets.
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And I saw how inefficient the market infrastructure was.
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A lot of people were talking about innovation, tokenization, etc.
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But the legacy players were not moving very fast.
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That motivated me to start a company.
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I had one co-founder in mine, Antoine.
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Yeah, we decided to quit the civil service and start Spyco.
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And how does the business look today in terms of metrics and growth?
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So we have at this very point in time 2.7 billion US dollars in assets and the
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management.
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We have done since launch close to 10 billion in volumes.
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So in effectively subscriptions, redemptions.
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So as a business, I come to Spyco.
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Can you talk me through how the product works and the different offerings
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and what happens behind the scenes?
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As a direct user, you would typically onboard on Spyco.
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So we have an onboarding flow, which is like a FinTech online async onboarding
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flow.
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And the platform is a very simple one, right?
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It enables you to deposit and withdraw
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technically to subscribe and to read adventures across different products.
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So we have a whole set of features around them,
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like the management of your different users on the platform,
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the accounting statements. You can do things such as instant withdrawals,
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really like a treasury cash yield platform that you can use in a very simple
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way.
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And what do you need crypto here for?
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Why couldn't you have built this 10 years ago?
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We need to operate on infrastructure that are cheap and fast.
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And that's where base came in for us.
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We decided to build our whole infrastructure on chain
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and specifically on public blockchains for a few reasons.
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One is just a pure sort of vision.
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We think that payments and financial markets, capital markets
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will move on chain.
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Once you start issuing money and financial instruments on the blockchain,
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you have both cash and this instrument is living on the same database,
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which is global, which is always on 24/7.
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And this is not a database which is owned by anyone, right?
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It's sort of collective good.
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The other thing which I think is interesting is that blockchain provides a lot
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of transparency.
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And this is very important in the space we operate in.
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It has a lot of value for CFOs.
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And I'm not talking about crypto CFOs.
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I'm talking about regular CFOs, regular chargers
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that just want to have transparency and understand quickly
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the products that they will potentially allocate money to.
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What's next for Spiker?
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What's next is international expansion for us.
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We want to build a global business as fast as we can,
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growing from a French business to a Pan-European one and eventually a global
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one.
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And I do think also that an increasingly number of traditional businesses
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will be equipped with wallets in the near future
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and use the records as well as part of the treasury workflows.
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Thanks for coming in.
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Thanks a lot for having me.
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